We know that hail season is upon us, and we wanted to make sure you know what to do after a hail storm.
First, and probably most important — if a hail storm strikes, do not go out in the storm to try to protect your property. You could be seriously injured.
Check trees, shrubs, and plants around your house. If they are damaged, there is a good chance that your roof is damaged too. You should also have your roof checked for damage if patio covers, screens or soft aluminum roof vents are dented.
If you find signs that hail has beaten up your property, take immediate steps to protect it from further damage by covering any broken windows or holes in the roof so no water can get in and damage the inside of your home.
Call your insurance company or agent as soon as you notice the damage. Most homeowner policies cover hail damage. Be sure to document the damage with photographs and notes. Save any receipts for what you spent and submit them to your insurance company for reimbursement.
Select a reputable roofing company to make repairs to your roof. You can have the company of your choice come out to inspect your property for you prior to calling your insurance company to make your life a bit easier. The company should be able to walk you through the claims process from beginning to end.
Beware of out-of-town roofers who move into an area and set up shop following a storm. While some of them are reputable, a lot of them have collected money from homeowners and moved on to the next storm site without paying suppliers and leaving work unfinished. This can leave homeowners holding the bag for those additional costs. It is a good idea to select a company with established credibility and local references. Word of mouth is still your best guide!
((Bonus Tip: Do not pay until work is done or materials are delivered.))